St.George Amplify Rewards Platinum: a credit card for everyday reward seekers
Earn 1.25 Amplify Points per $1 on everyday spend like supermarkets, department stores, petrol, and utilities, plus 2 points per $1 overseas. If you want an instant credit card reward system, convert points easily to gift cards or Everyday Rewards via your digital credit card portal.
Beyond everyday spending power, cardholders enjoy up to 3 months of complimentary international travel insurance and Visa Luxury Hotel perks. While not a credit card consolidation loan, its 45 interest-free days provide useful flexibility when you get a credit card for daily expenses.
Should I get a credit card from St.George Bank?
St.George is one of Australia’s leading financial institutions, operating as a division of Westpac Banking Corporation. Whether you are looking for personal cards or comparing features against business credit cards, St.George offers trusted security and robust fraud protection.
Managing your account is effortless with the St.George mobile banking app. You can link your digital credit card to Apple Pay or Google Pay, track expenses, set up Autopay, or find top offers that match the best business credit cards in market flexibility.
How to get a credit card from St.George Bank
To get a credit card like the St.George Amplify Rewards Platinum, you need to meet the following criteria before starting your credit card application:
- Age 18 years or over.
- Live at a fixed Australian address.
- Earn a regular and verifiable Australian taxable income.
- Be an Australian or New Zealand citizen, an Australian permanent resident, or hold an eligible temporary residence visa with at least 1 year remaining.
- Pass St.George’s credit assessment and demonstrate ability to meet repayments.
How to apply for the credit card
Applying online is fast and easy when you complete a free credit card apply eligibility check first:
- Visit the official St.George portal and choose the Amplify Rewards Platinum card.
- Review all current rates, annual fees, and promotional bonus point terms.
- Complete your personal, address, and contact details.
- Enter your income, regular expenses, and financial commitments.
- Upload required ID (Driver Licence, Passport, or Medicare Card) and proof of income.
- Submit your credit card application for official assessment.
Frequently asked questions
How does interest work on the St.George Amplify Rewards Platinum credit card?
The card incurs a variable purchase interest rate of 23.98% p.a. You can avoid interest charges by using up to 45 interest-free days when paying the balance in full. Unlike a free credit card apply promotion without interest, standard rates apply if balances are unpaid.
How can I increase my St.George Amplify Rewards Platinum credit limit?
Request a limit increase through internet banking once your account is open. Even for an unsecured credit card, requests undergo formal assessment based on your income and existing debts before approval is granted.
How do I pay off my St.George Amplify Rewards Platinum credit card?
Pay via BPAY, Autopay direct debit, or online transfer. Always pay at least the minimum repayment by the due date to avoid late fees, or clear the full statement to keep your instant credit card interest-free status.
How do I cancel a credit card from St.George Bank?
Contact St.George customer support online or by phone. Pay off any remaining balance, clear pending transactions, and redirect recurring direct debits before closing your account to complete your online credit card cancellation.