Your one guest benefit covers Library at OR Tambo and Fluent at Lanseria. Spend at least R15 000 monthly; your 12 annual visits are shared with Bidvest.
Your lounge access and monthly fee waiver each come with a condition
For lounge access, show your credit card and boarding pass. If you miss the R15 000 monthly spend threshold, domestic lounge access costs R220, including VAT.
Keep Platinum in a Private Banking Account bundle for no monthly card fees. Account costs remain. Unbundle, and card and service fees return.
What you pay for credit and the card itself
Standard Bank sets personal, variable interest linked to Prime; your offer states the margin. Standalone fees are R140 a month, including VAT: R40 service and R100 card fees. No annual fee.
A R200 once-off initiation fee includes VAT. Cash advances creating a debit balance accrue interest from the transaction date until fully repaid.
What you need before requesting Platinum
Start with these requirements and your supporting documents.
- You must be over 18.
- You need an income of at least R58 000 per month.
- You must pass credit checks and meet FICA requirements.
- New clients need a copy of identity proof.
- New clients need a payslip, bank statements and residence proof.
Choose your route to request Platinum
- Account holders select Borrow in Online Banking.
- Enter details to check card eligibility.
- New customers use Call Me Back for a quote.
Your Platinum questions
Which documents should I prepare if I don’t have a Standard Bank account?
Have SA ID or a passport if non-citizen, a recent payslip and three months’ bank statements. Residence proof must be no older than three months.
Which Platinum transactions are treated as cash advances?
Cash advances include withdrawals, travellers’ cheques, forex, casino chips, fuel and electronic card account purchases or transfers.
What if my income varies or I am self-employed?
Online, variable earners need six months’ payslips and statements; self-employed applicants need six months’ statements and IT45.
How can I arrange delivery of my Platinum card?
Approval requires credit and FICA checks. Once legal conditions are met, arrange delivery to your branch or chosen address at an agreed time.