FNB Fusion Aspire: what you need for everyday banking and compulsory built-in credit

Your salary opens the eligibility question, but Fusion also needs credit validation and regular income deposits. The credit isn't optional.

FNB Fusion Aspire

Fusion Aspire’s general salary range is R84,000 – R450,000 a year. Its compulsory credit needs affordability checks and documents within 10 calendar days.

Personal banking with credit: the documents, income commitment and exit rules

For personal use only. You need a South African ID, recent payslip, address proof and three months’ statements. Deposit regular monthly income within 30 calendar days of opening.

To close, notify FNB in writing, return all linked cards and pay what you owe under existing arrangements. Closing doesn’t cancel your debt.

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When credit starts costing you, and the monthly fee

Credit-funded withdrawals, debit-balance transfers, debit orders and scheduled payments incur interest from the transaction date. So do Fusion Petrol Card fuel and other cash-type payments.

FNB charges R125 monthly. Non-rand payments use Visa or Mastercard’s applicable processing-day exchange rate, plus a conversion fee. Processing may follow purchase.

Your income, documents and account commitments

For digital banking, accept FNB’s Remote Banking Agreement.

  • You must take the credit.
  • Provide identity, salary, address and bank statement documents.
  • Earn R84,000 to R450,000 yearly, unless spousal terms apply.
  • For digital banking, accept its agreement.
  • Start regular income deposits within 30 calendar days of opening.

Start your application on FNB’s site

  1. Select ‘Open an account’ on the Fusion Aspire page.
  2. Or complete FNB’s callback form.
  3. After ID checks, FNB may deliver your card.
  4. On receipt, sign the back with a ballpoint pen.

FAQ

What happens if I cannot keep the required Fusion credit facility?

Miss the document deadline, fail affordability or stop wanting credit, and FNB may close Fusion and open another account you qualify for.

Can FNB close Fusion Aspire if I stop depositing my monthly income?

Yes. If you fail to correct missed income deposits after reasonable notice, FNB may cancel your credit agreement and close the account.

Which other credit-funded payments incur immediate interest?

Fuel-related Fusion Petrol Card spending and cash-type payments outside terminals or websites also incur immediate interest on credit.

Can my spouse get Fusion Aspire on a different income?

Your spouse or partner can qualify for the same account regardless of income, under the spousal offer’s terms and conditions.

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