Standard Bank Blue Credit Card: check your eligibility and prepare your application

Earning R5 000 a month meets Blue's income requirement. Your age and documents matter too: prepare the proof your application needs.

Blue Credit Card (Standard Bank)

You must be over 18. Prepare a copy of your South African ID, or passport if you are not a citizen. Bring residence proof no older than three months.

What to prepare for your Blue application, and two rules that affect your costs

For branch or callback requests, bring a recent payslip and three months’ bank statements. Bundled products waive service and card fees until you unbundle.

Cash-type transactions incur interest from transaction date until paid off if they create a debit balance. Approval requires credit checks and FICA compliance.

REQUEST A BLUE CALLBACK

Your interest rate and the fees you still pay

Your interest rate is personalised and variable, linked to Standard Bank’s prime rate by a set margin. Part A of your agreement gives your individual rate and margin.

Without a bundle, Standard Bank’s R40 monthly service fee totals R480 over 12 months. You also pay R200 once, including VAT, but no annual fee.

The eligibility and documents your request needs

Prepare these essentials for your Blue Credit Card request.

  • You must be over 18.
  • Bring your South African ID, or a passport if you are not a citizen.
  • You must earn at least R5 000 each month.
  • You must meet FICA requirements.
  • For branch or callback requests, bring income and address proof.

Start with a callback or a branch

  1. Request a callback or apply at a branch.

Your Blue questions answered

Which transactions count as cash on my Blue Credit Card account?

Withdrawals, electronic transfers, bill payments and petrol count. So do buying travellers’ cheques, casino chips or forex, and online gambling.

Can I choose how much my monthly debit order pays towards Blue?

In the online card form, choose minimum, full payment or fixed payment. Minimum is 3% of your outstanding balance; fixed cannot be less.

What income documents do I need online if my pay varies?

Online, variable earners need six months’ payslips and statements. Self-employed people need six months’ statements and an IT45 copy.

Can I have my Blue Credit Card delivered at no extra charge?

Standard delivery to your address or a branch is free. Express delivery to either costs R500; you choose the option.

REQUEST YOUR BLUE CALLBACK