Find out everything here about: Unifi Personal Loan made easy

Find out here about: Unifi at your disposal with the lowest rates

Find out everything here about: Unifi Personal Loan made easy

Unifi has been recognized with the prestigious South African Service Excellence Award.

What you need to know about this loan:

  • Loan Amounts Offered: From R1000 up to R8000
  • Loan Terms (monthly): Over 1-6 months
  • Interest rate: User Min APR of 95.9%. Max APR of 121.1%


  • Quick loan: Get your money in just a few minutes
  • Cutting-edge technology: You don’t need to leave home to take out your loan
  • 100% online: Available in any city in South Africa
  • Microfinancing: Simple, for short and long term
  • No Hidden Fees: Transparent fee structure with no hidden costs.


  • Interest rate: Unifi channels do not disclose the interest rates charged on loans

Why Unifi Bank for Your Personal Loan?

Comparing the Unifi Personal Loan with other loans, we can highlight several distinct advantages.

The Unifi Personal Loan is more inclusive than the Investec Finance Individuals Loan, as it does not require as high an annual income to qualify.

Compared to the Discovery Secured Credit, Unifi stands out for its convenience and speed, offering a fully online process and not requiring a specific account with the bank.

In relation to the Bayport Loan, Unifi differs in its transparency and flexibility, allowing monthly installment payments over the loan period instead of a single monthly payment to consolidate debts.

The Unifi Personal Loan offers microfinancing for short and long term, including options for self-employed individuals, expanding its application possibilities, and provides customers with a clear fee structure with no hidden costs.

How to apply for your Unifi loan

You can apply for this loan right from your phone! Just follow the steps we provide on the next page.