Chime Secured Credit Builder: Start Building Your Credit

You can achieve an average increase of 30 points at the bureaus

Chime Secured Credit Builder: Start Building Your Credit

You can have a credit card with no annual fees, no interest, and no credit check. Meet the Chime Secured Credit Builder.

Issued under the Visa brand, this credit card has broad acceptance and will help you rebuild your credit.

Why This Card is for You?

This is the ideal card for you because it does not require a credit check and is exempt from the fees that many credit cards typically have.

Additionally, Chime reports to credit bureaus like TransUnion, Equifax, Experian, and you can expect an average increase of 30 points.

Pros and Cons of the Chime Secured Credit Builder

Before making your decision, it’s important to weigh the pros and cons:

Pros

  • SpotMe: Free coverage on transactions up to $200
  • Visa: Your card is accepted at thousands of establishments
  • Credit: No credit check required to get the card

Cons

  • Registration: You need to open an account with Chime to apply

How to Apply for Your Chime Secured Credit Builder

Start unlocking your financial progress right away.

Click the button below to see more details about the credit card and learn how to apply for yours.