British Airways American Express Premium Plus: fly smarter, earn faster

Turn everyday spending into premium travel experiences with Avios, upgrades, and exclusive companion flights

British Airways American Express Premium Plus

American Express is a globally recognized financial institution with millions of cardmembers worldwide and decades of leadership in premium travel and rewards programs.

What you need to know about this credit card

  • Annual Fee: £300 per year, designed for frequent travelers seeking premium rewards.
  • Representative APR: 136.4% variable, based on a purchase rate of 29.4% p.a.
  • Minimum Income Requirement: £35,000 annually.
  • Rewards Structure: Earn 3 Avios per £1 with British Airways and 1.5 Avios per £1 on all other purchases.

Pros

  • High Avios earning rate: Collect up to 3 Avios per £1 spent on British Airways purchases.
  • Generous welcome bonus: Earn 30,000 Avios after meeting the initial spending requirement.
  • Companion Voucher benefit: Unlock a premium cabin Companion Voucher after £15,000 annual spend.
  • Flexible redemption options: Use Avios across British Airways, Iberia, and Aer Lingus flights.
  • Premium travel protection: Includes travel accident and inconvenience insurance.

Cons

  • High annual fee: The £300 fee may not suit occasional travelers.
  • Eligibility restrictions: Not available to applicants with recent British Airways Amex cards.

Why chose

British Airways American Express Premium Plus Card for your credit card?

Compared to the Barclaycard Avios Plus, this card offers a more valuable Companion Voucher usable in business and first class cabins.

Against the HSBC Premier World Elite Mastercard, the Avios earning rate is higher on airline purchases.

Unlike the Virgin Atlantic Reward+ Mastercard, Avios redemption offers broader airline flexibility.

Compared to the NatWest Black Reward Card, this card delivers superior travel-focused rewards.

Versus the Lloyds World Elite Mastercard, the British Airways Premium Plus stands out for airline-specific perks.

How to apply for your British Airways American Express Premium Plus Card

If you’re ready to maximize Avios, unlock premium cabin rewards, and enjoy exclusive British Airways benefits, this card is designed for you. Apply online and get a decision in as little as 60 seconds.