UnionBank: Trusted by Millions Across the Philippines Award-winning UnionBank, with over 8 million customers, is celebrated for its innovative financial solutions and top-notch services.
What You Need to Know About This Credit Card
- Minimum Income Requirement: PHP 20,000 monthly.
- Interest Rate: 3.25% monthly.
- Credit Limit: Flexible limits based on income and credit score.
- Eligibility: Open to individuals aged 21 and above with a good credit score.
Pros:
- Birthday Privileges: Exclusive rewards and discounts on your special day.
- Rewards Points: Earn points on every purchase and redeem them for exciting offers.
- Privilege Discounts: Access special deals and promotions at partner merchants.
- Supplementary Cards: Get an unlimited number of cards for your family members.
- Light Payments: Spread your payments over 36 months at 0% interest.
Cons:
- Income Requirement: May not be accessible for individuals with lower incomes.
- Foreign Transaction Fee: A 3% fee applies to purchases made abroad.
Why Choose UnionBank for Your Credit Card?
When compared to other leading credit cards in the Philippines, the Insular Life Visa Card stands out:
BDO Gold Mastercard offers rewards points, but its installment plans come with higher interest rates compared to UnionBank’s 0% offer.
RCBC Bankard Visa provides travel perks, yet lacks the comprehensive privilege discounts available with the Insular Life Visa Card.
Metrobank Platinum Visa has a strong reputation but imposes stricter income requirements and higher annual fees.
BPI Blue Mastercard is great for shopping, though it doesn’t match the flexible payment options of the Insular Life Visa Card.
Security Bank Platinum Mastercard includes travel insurance, but its supplementary card policy is limited to a maximum of four cards.
The Insular Life Visa Card not only offers exclusive benefits but also provides greater financial flexibility and convenience, making it the superior choice.
How to Apply for Your Insular Life Visa Card
Take the first step towards financial flexibility by applying today. With simple requirements and an easy online process, you can unlock all these benefits in no time. Click now to apply and secure your future today!