Know everything about: HDFC Bank Millennia, Cashback and many benefits

Discover the Millennia card and see how to get 5% back on selected purchases

Know everything about: HDFC Bank Millennia, Cashback and many benefits

HDFC Bank is one of India’s leading private banks offering a wide range of financial services

What you need to know about this credit card:

  • Annual membership/renewal: Rs 1,000
  • Financial charges: 3.6 per month / 43.2% per year
  • Late payment fees: between Rs 0 and Rs 1,300 depending on the invoice amount


  • Cost-benefit: membership and annual fee of just ₹1,000, with benefits that make up for this initial investment.
  • Many perks: Enjoy exclusive privileges on dining, travel, generous points rewards and cashback
  • Simple application process: fill in your information correctly and submit your application. Checking eligibility is quick
  • Exclusive Dining Privileges: Enjoy amazing dining benefits with Good Food Trail program.
  • Welcome & Renewal Benefit: Pay your Membership fee and get Reward Points equivalent to Fee Amount


  • Only Indian citizens can have the card
  • The card charges a membership and renewal fee, but it is possible to get an exemption

Why Choose HDFC Bank for Your Credit Card?

The ICICI Bank Coral Credit Card offers decent benefits like access to airport lounges and Turbo points with certain transactions.

However, HDFC Bank Millennia is more attractive due to its rewards program, which includes up to 5% cashback on platforms like Amazon, Flipkart and other major merchants.

The Kotak Mahindra Bank Essentia Platinum Card offers useful rewards on supermarket and grocery purchases. However, the HDFC Millennia is better suited for a wider variety of purchases.

The IndusInd Bank Platinum Aura Edge Credit Card focuses on lifestyle benefits such as access to airport lounges and various travel rewards.

However, for the typical consumer looking to maximize daily benefits, HDFC Millennia offers a clear advantage with higher cashback rewards on everyday spending.

HDFC Bank Millennia: let’s get to know it a little better

How to Apply for Your HDFC Bank Millennia

Want to apply for HDFC Bank Millennia Credit Card?

On the next page, we will provide more information and step-by-step instructions on how to place the order. Tap the button below to check it out.