Serving over a million customers, Bank Syariah Indonesia is celebrated for its dedication to making homeownership attainable for everyone.
What you need to know about this loan:
- Loan Amounts Offered: Up to IDR 200 million.
- Loan Terms (monthly): Up to 15 years.
- Payment Methods: Monthly installments via direct debit or branch payments.
- Interest Rate: Fixed margin of 5% until the repayment is complete.
Pros:
- Low Down Payment: Start with just IDR 1% down.
- Extended Loan Terms: Enjoy the flexibility of a 15-year repayment period.
- Government-Subsidized: Benefit from the FLPP scheme for low-income families.
- Additional Subsidy: Get an IDR 4 million subsidy for your down payment.
- No Extra Fees: Save with zero insurance and VAT charges.
Cons:
- Limited Eligibility: Tailored specifically for low-income earners.
- Property Restrictions: Applies only to selected properties.
Why Choose BSI for Your Loan?
Compared to other Indonesian banks such as Bank Mandiri’s KPR, BSI offers a smaller down payment of just 1% versus Mandiri’s 5%.
Unlike BCA’s KPR, which requires insurance costs, BSI KPR Sejahtera involves no insurance fees, reducing overall costs.
BSI’s fixed 5% interest is more stable compared to BRI’s fluctuating rates, making financial planning easier.
The 15-year term for BSI exceeds CIMB Niaga’s maximum of 10 years, offering more flexibility.
The IDR 4 million subsidy from BSI is higher than the average IDR 2.5 million from other banks, adding extra value.
How to Apply for Your BSI KPR Sejahtera FLPP Loan:
Ready to step into your new home with BSI KPR Sejahtera?
Click below and let us guide you through a smooth application process. Apply now and embrace affordable, hassle-free homeownership today!