Enjoy a seamless credit card experience with HSBC Live+, offering unlimited cashback on dining, shopping, and entertainment, plus exclusive discounts across Indonesia and Asia.
What you need to know about this credit card:
- Welcome Bonus – Get up to IDR 750,000 cashback when you reach the minimum spending requirement in the first two months.
- Cashback Categories – Earn up to 5% cashback on dining, groceries, fashion, beauty, and entertainment subscriptions.
- 0% Installment Plan – Convert purchases into 0% interest installments for up to 3 months with a minimum spend of IDR 500,000.
- Eligibility – Must be aged 21-60, hold another bank’s credit card, and have a minimum annual income of IDR 54 million.
Pros
- High Cashback Rates – Earn up to 5% cashback on dining, groceries, shopping, and entertainment.
- No Cashback Limit – Get unlimited cashback without worrying about caps or minimum redemption amounts.
- Exclusive Dining Discounts – Enjoy up to 15% off at over 200 restaurants in Indonesia and Asia.
- Flexible Installments – Convert large purchases into 0% interest installment plans.
- Entertainment Cashback – Earn cashback on subscriptions like Netflix, Disney+ Hotstar, and Spotify.
Cons
- Minimum Spend Required – To unlock the highest cashback rate, you must spend at least IDR 7 million per billing cycle.
- Limited Online Marketplace Rewards – Cashback for online shopping does not apply to purchases in marketplaces.
Why Choose HSBC Over Other Banks?
Mandiri’s credit cards offer various cashback options, but HSBC Live+ provides unlimited cashback across multiple spending categories.
BCA has excellent cashback promotions, but its rewards are often limited to specific merchants. HSBC Live+ offers greater flexibility for cashback earnings.
BRI focuses on travel benefits, which is great for frequent travelers. However, if you prefer daily cashback, HSBC Live+ is a stronger choice.
BNI provides rewards through points, but cashback lovers might find HSBC Live+ more straightforward and rewarding.
CIMB offers great credit card deals, but HSBC Live+ combines cashback, dining perks, and installment plans, making it a well-rounded option.
HSBC Live+: let’s get to know it a little better
How to apply for your HSBC Live+ Credit Card
Unlock the benefits of HSBC Live+ and maximize your cashback. Click below to explore more details and apply today!