Travel the world and earn rewards with the CIMB Niaga Visa Platinum, a card that combines luxury with practicality, offering top-tier benefits and unparalleled convenience.
What you need to know about this credit card:
- Minimum Income: Rp 7,5 million per month.
- Annual Fee: Rp 350,000 for the main card, waived if criteria met.
- Contactless Transaction Limit: Rp 1 million without PIN.
- Poin Xtra: Earn rewards with every transaction, redeemable for travel miles.
Pros
- Free annual fee: Waived for the first year and beyond if spending requirements are met.
- Exclusive travel perks: Access to airport lounges with Poin Xtra.
- Insurance coverage: Complimentary travel insurance for peace of mind.
- Contactless payments: Easy and secure transactions with a wave of your card.
- 0% installment plans: Flexible payment options for purchases over Rp 300,000.
Cons
- High annual fee: Charged if spending criteria aren’t met.
- Limited reward redemption: Poin Xtra limited to specific airlines and travel-related expenses.
Why Choose CIMB Niaga for your credit card?
CIMB Niaga offers more comprehensive travel perks than Mandiri, including airport lounge access and travel insurance.
While BRI focuses on cashback rewards, CIMB Niaga’s Poin Xtra is perfect for those who travel frequently and want to earn miles.
Compared to BTN’s limited credit card offerings, CIMB Niaga provides a broader range of benefits tailored to travelers.
BSI’s cards might appeal to some, but CIMB Niaga’s Visa Platinum excels in offering both security and flexibility for global transactions.
BNI provides good value, but CIMB Niaga’s 0% installment plans and travel rewards make it a better choice for big spenders.
CIMB Niaga Visa Platinum: let’s get to know it a little better
How to apply for your CIMB Niaga Visa Platinum
Unlock a world of rewards and luxury with the CIMB Niaga Visa Platinum. Click below to explore all the details and start your journey today.