The BSI Hasanah Card Classic is a Sharia-compliant credit card that offers flexibility and exclusive benefits for your everyday transactions, with a focus on Islamic principles.
What you need to know about this credit card:
- Minimum Income: IDR 5,000,000 per month.
- Annual Fee: Free for the first year, then IDR 300,000.
- Credit Limit: Up to IDR 50,000,000, depending on your credit score.
- Minimum Score: Required score of 650 to qualify.
Pros
- Sharia Compliance: Ensures all transactions adhere to Islamic principles, offering peace of mind for Muslim users.
- 0% Installment Plan: Convert your purchases into 12-month installments with no interest.
- Free Annual Fee: Enjoy a waived annual fee for the first year.
- Executive Lounge Access: Enjoy free access to executive lounges at major airports.
- Wide Acceptance: Use your card globally at millions of merchants.
Cons
- No Rewards Program: Lacks a traditional points or cashback rewards program.
- Higher Interest Rates: Rates may be higher compared to conventional credit cards.
Why Choose BSI for your credit card?
When compared to BTN, the BSI Hasanah Card Classic offers the advantage of Sharia compliance, making it a preferred choice for those seeking an Islamic finance solution.
Mandiri’s credit cards might offer a lower interest rate, but they don’t provide the same level of Sharia compliance, which is crucial for many users.
BRI cards, while offering similar credit limits, lack the specific benefits tailored to a Sharia-compliant lifestyle that BSI provides.
CIMB cards, though competitive, don’t offer the 0% installment plan that the BSI Hasanah Card Classic provides, which is a significant financial advantage.
BNI cards offer a strong rewards program, but for those prioritizing Sharia compliance and 0% installments, BSI Hasanah Card Classic is the better option.
BSI Hasanah Card Classic: let’s get to know it a little better
How to apply for your BSI Hasanah Card Classic
Applying for your BSI Hasanah Card Classic is simple and quick! Click the button below to start your journey towards enjoying exclusive Sharia-compliant benefits.