Unifi has been recognized with the prestigious South African Service Excellence Award
What You Need to Know about the Unifi Personal Loan
- Flexible Repayment Terms: Tailor your loan repayment period to suit your financial situation.
- Competitive Interest Rates: Enjoy competitive interest rates based on your credit profile.
- Quick Approval Process: Get your loan approved swiftly, often within 24 hours.
- No Hidden Fees: Transparent fee structure with no hidden costs.
Pros
- Loan Amounts: Borrow up to R250,000 with flexible repayment options
- Quick loan: Get your money in just a few minutes
- Cutting-edge technology: You don’t need to leave home to take out your loan
- 100% online: Available in any city in South Africa
- Microfinancing: Simple, for short and long term
Cons
- Interest rate: Unifi channels do not disclose the interest rates charged on loans
Why Unifi Bank for Your Personal Loan?
Compared to competitors like Standard Bank, Absa, Nedbank, Capitec, and FNB:
Standard Bank
Unifi offers more flexible repayment terms and competitive interest rates and a quicker approval process.
Absa
Unifi is very transparent with its fees and doesnt hide anything behind small letters.
Nedbank:
Unifi provides borrowers with the option to borrow up to R250,000, a lot more than Nedbanks.
Capitec
Unifi has larger loan amounts and more flexible repayment options
FNB (First National Bank)
Unifi customer service is very distinct when compared to any other bank
How to apply for your Unifi loan
You can apply for this loan right from your phone! Just follow the steps we provide on the next page.