Get to know the Discovery Purple Card: exclusivity and benefits

Discover the card that transforms the way you live and manage your finances

Get to know the Discovery Purple Card: exclusivity and benefits

Discovery Bank, awarded repeatedly for its excellence in banking services, serves more than one million customers with its innovative, customer-centric solutions.

What you need to know about this credit card:

  • Minimum Income Required: Only for clients with an annual income of more than R2.5 million.
  • Fees: Reduced fee structure based on the customer’s financial behavior.
  • Credit limit: high, adjustable according to the holder’s financial health.
  • Technology and security: Includes biometrics and advanced digital security solutions.


  • Exclusive benefits: access to VIP lounges at airports and exclusive events.
  • Generous cashback: cash back on all purchases, increasing as you go.
  • Reduced Interest Rates: Enjoy lower interest rates by improving your Financial Vitality status.
  • Premium service: 24-hour support by phone, app or website, with personalized service.
  • Rewards program: linked to the Vitality system, which offers discounts and benefits in health and well-being.


  • High Income Requirement: Limits accessibility to high-income individuals.
  • Complexity of rewards: The points system can be complex to understand initially.

Why Choose Discovery for your credit card?

Applying for the Discovery Purple Card offers unique advantages compared to cards from institutions such as Nedbank, Standard Bank, First National Bank, Absa Bank, and Capitec.

Although there is an annual fee on the Purple Card, this is also common on cards from other banks, such as those from Absa Bank.

In addition, the rewards system and customer service are superior to those offered by Capitec and First National Bank, respectively.

While other banks require a high credit score, Discovery focuses more on your current financial behavior.

Finally, the offer of exclusive and luxury benefits is much wider than that available at Standard Bank and Nedbank.

Discovery Purple Card: let’s get to know it a little better

How to apply for your Discovery Purple Card

Are you ready to take your banking experience to a new level of excellence? Click the button below and see how easy it is to become a Discovery Purple Card holder.