Discover the ANZ Low Rate Credit Card: Low Interest, High Savings

Experience financial freedom with Australia's low-rate credit card

Discover the ANZ Low Rate Credit Card: Low Interest, High Savings

Unlock the potential of your finances with the ANZ Low Rate Credit Card, offering one of the lowest interest rates in Australia.

What you need to know about this credit card:

  • Low 13.74% p.a. interest rate on purchases: Enjoy lower costs on your spending.
  • Annual fee of $58: Keep expenses minimal with a competitive annual fee.
  • Minimum credit limit of $1,000: Accessible credit limit suitable for many.
  • Up to 55 interest-free days: Extended period to pay off purchases without interest.

Pros

  • Low interest rate of 13.74% p.a.: Save on interest charges over time.
  • Affordable annual fee of $58: Keep your yearly costs down.
  • ANZ Falcon fraud protection: Stay secure with 24/7 anti-fraud monitoring.
  • Cashrewards: Earn cashback from over 2,000 retailers.
  • Digital wallet compatible: Pay easily using your mobile device.

Cons

  • No reward points: Doesn’t offer ANZ Reward or Qantas Points.
  • No complimentary insurance: Lacks additional insurance benefits common in other cards.

Why Choose ANZ for your credit card?

Compared to Commonwealth Bank’s low-rate card, ANZ offers a lower purchase interest rate, helping you save more on everyday spending.

While Westpac’s low-interest card has a higher annual fee, ANZ keeps costs affordable at just $58 per year.

NAB’s equivalent card provides fewer interest-free days; ANZ gives you up to 55 days to pay off purchases.

Unlike Macquarie’s credit card, ANZ includes digital wallet compatibility, making payments convenient on your mobile device.

Bendigo Bank’s card lacks extensive cashback offers; with ANZ’s Cashrewards, you earn cashback from over 2,000 retailers.

ANZ Low Rate Credit Card: let’s get to know it a little better

How to apply for your ANZ Low Rate Credit Card

Ready to take control of your finances with the ANZ Low Rate Credit Card? Click the button below to discover all the features and benefits waiting for you.