Find out here: Discovery Guaranteed Credit earn up to R5 million

Your investment keeps growing while you repay the loan

Find out here: Discovery Guaranteed Credit earn up to R5 million

Discovery Bank offers several financial solutions for customers, as it is a group that works with asset management, banking services, investments, insurance, and much more.

What you need to know about this loan:

  • Loan Amounts Offered: Up to 50% of the value of your investments with Discovery Bank, ranging from R500 to R10 million.
  • Loan Terms (monthly): Flexible repayment terms tailored to your financial situation.
  • Payment methods: Payments can be made online via the Discovery Bank app or through traditional banking methods.
  • Interest rate: Dynamic interest rates, with the potential to reduce borrowing rates by up to 7% through Vitality Money. Rates are as low as prime – 2%.


  • Maintain Investment Value: Your investments continue to grow while serving as collateral for the loan, ensuring no loss in value.
  • Convenient Application: Apply online via email for a hassle-free process.
  • Quick Approval: Receive loan approval within 72 hours of application.
  • Flexible Credit Allocation: Allocate credit between your credit card and transaction account based on your needs.
  • Dynamic Borrowing Rates: Enjoy reduced interest rates by up to 7% when managing finances effectively with Vitality Money.


  • Limited Eligibility: Only available to Discovery Bank account holders.
  • Investment Conditions: Certain investment types require specific conditions for eligibility, potentially limiting access for some customers.

 Why Choose Discovery Bank for Your Loan ?

When comparing loan options offered by different institutions, Discovery Secured Credit from Discovery Bank stands out as a superior choice.

Unlike loans offered by Bridge Loan, which are primarily for emergency situations, Discovery Secured Credit provides a more flexible solution.

Additionally, Discovery Secured Credit offers a streamlined application process compared to business loans provided by Mercantile and Ithala Bank, which often require extensive documentation and verification.

Furthermore, compared to loans offered by Kwalaflo Loans, which typically provide smaller amounts with shorter repayment periods, Discovery Secured Credit offers greater flexibility and borrowing capacity while still utilizing investments as collateral.

Additionally, Discovery Secured Credit features dynamic interest rates, potentially reducing borrowing costs by up to 7% through effective money management with Vitality Money, offering long-term financial advantages for borrowers.

How to Apply for Your Discovery Secured Credit

Request your loan right now. Just click the button below.