Discover the Capitec Personal Loan in a practical way here

Flexible solutions for your financial needs, find out the best way

Discover the Capitec Personal Loan in a practical way here

Capitec Bank, recognized for the high satisfaction of its 16 million clients.

What you need to know about this loan:

  • Loan amounts offered: Up to R500,000 to cover your needs.
  • Loan terms (monthly): Flexible terms from 12 to 84 months.
  • Payment methods: Payments via app, online, or at branches.
  • Interest rate: Rates starting at 13.75%, varying according to your credit profile.


  • Quick approval: Get your loan in minutes, with a streamlined process.
  • Fixed installments: Predictable budgeting with fixed monthly installments.
  • Competitive rates: Interest starting at 13.75%, among the best in the market.
  • Flexible terms: Choose the term that best fits your budget.
  • Debt consolidation: Option to consolidate existing loans and facilitate payment.


  • High minimum income: Must demonstrate a minimum monthly income for approval.
  • Limitations for non-clients: Non-clients may face longer and more demanding processes.

Why choose Capitec for your loan?

While Investec focuses on high-income clients, Capitec makes credit accessible to a broader range of clients.

Discovery offers technological innovations, but Capitec combines technology with convenience and ease of access.

Bayport is known for its long-term loans, however, Capitec offers greater flexibility in payment terms.

Unifi offers good products, but the simplicity and speed of Capitec are unmatched.

Lastly, African Bank may have a solid presence, but Capitec leads in customer satisfaction with its quick approval rate and easy loan management through its app.

How to Apply for Your Capitec Personal Loan

Ready to simplify your financial life? Click the button below and discover how easy it is to get your Capitec personal loan.