Enjoy a credit card designed to help you save on interest, pay off balances faster, and manage your finances effortlessly.
What you need to know about this credit card:
- Intro APR: 0% for 18 billing cycles on purchases and balance transfers made within the first 60 days.
- Standard APR: Variable 15.24% – 25.24% after the intro period.
- Balance Transfer Fees: 3% intro fee for 60 days; 4% thereafter.
- Annual Fee: $0.
Pros
- No annual fee: Save money annually with no hidden costs.
- Lengthy intro APR: Benefit from 0% APR for 18 billing cycles on purchases and balance transfers.
- Free FICO® Score access: Stay informed with monthly updates on your credit score.
- Comprehensive fraud protection: $0 Liability Guarantee for unauthorized transactions.
- Digital convenience: Access mobile banking, alerts, and digital wallet options seamlessly.
Cons
- Balance transfer fee: 3% during the intro period and 4% afterward.
- Variable APR: Rates may vary depending on your creditworthiness.
Why Choose Bank of America for your credit card?
Compared to Chase Freedom Unlimited, the BankAmericard offers a significantly longer 0% intro APR period, ideal for balance transfers.
While Citi Simplicity® Card boasts no late fees, the BankAmericard combines that with no penalty APR, offering more security.
Wells Fargo Reflect® cards offer similar APR terms, but BankAmericard’s free FICO® Score monitoring sets it apart for credit health management.
Unlike Capital One Quicksilver, which focuses on cashback, the BankAmericard is tailored for those prioritizing interest savings.
Compared to U.S. Bank Visa® Platinum, BankAmericard’s $0 annual fee provides more value for long-term use.
BankAmericard: let’s get to know it a little better
How to apply for your BankAmericard
Take charge of your finances with this card’s unbeatable savings features. Click below to learn all the details and apply now.