BDO Unibank is the largest bank in the Philippines, recognized for its outstanding customer service and a vast client base of over 4 million credit cardholders.
What you need to know about this credit card:
- Annual Fee: Waived for the first year, PHP 2,400 annually thereafter.
- Interest Rate: 3% per month on outstanding balances.
- Minimum Income Requirement: PHP 180,000 annually.
- Eligibility: Available for individuals aged 21-70 with a good credit score.
Pros:
- Earn Rewards: Accumulate points for every PHP 50 spent, redeemable for shopping vouchers.
- Exclusive Discounts: Enjoy deals at partner merchants across the Philippines.
- Zero Annual Fee (Year 1): Save money with the waived fee for new cardholders.
- Flexible Installment Plans: Spread payments across 3, 6, 12, or 24 months.
- Free Travel Insurance: Coverage up to PHP 2 million for international trips.
Cons:
- Annual Fee Post-Year 1: PHP 2,400 applied yearly.
- High Interest Rate: Monthly interest of 3% may be steep for some users.
Why Choose BDO for Your Credit Card?
The BDO ShopMore Mastercard outshines competitors like Metrobank, BPI, and RCBC for its all-around benefits. Unlike Metrobank’s Rewards Plus, BDO offers a more generous point conversion rate. BPI’s Blue Mastercard lacks waived annual fees for new customers, a standout benefit with BDO. Meanwhile, RCBC’s Bankard may provide lifestyle perks, but it doesn’t match BDO’s extensive partner discounts.
Even Citi’s Cashback Mastercard, while strong on rebates, falls short in offering comprehensive rewards for everyday purchases. The cherry on top? BDO combines rewards with insurance coverage, an edge over UnionBank’s Miles+ Card. With BDO, you’re not just spending smarter—you’re living smarter.
BDO ShopMore Mastercard: Let’s Get to Know It a Little Better
Applying for the BDO ShopMore Mastercard is straightforward and quick. Don’t miss out on the chance to earn points and enjoy discounts on every transaction!
How to Apply for Your BDO ShopMore Mastercard
Applying is simple. Gather your documents, fill out the online form, and submit your application today. It only takes minutes to start your journey toward better rewards and savings.