Standard Chartered home loan: payment flexibility

Turn your desire to own a home without upfront charges into reality.

Standard Chartered home loan: payment flexibility

Standard Chartered Bank serves millions of satisfied clients across several continents, earning numerous awards for its outstanding service.

What you need to know about this loan:

  • Amounts Offered: Up to INR 35 Cr
  • Loan Term (monthly): Up to 30 years
  • Payment Methods: Monthly payments
  • Interest Rate: From 8.60% to 12%


  • No Upfront Fees: Start your homebuying journey without any upfront costs.
  • High Loan Amounts: Get up to INR 35 Cr to acquire the home of your dreams.
  • Flexible Payment Terms: Repay the loan over up to 30 years, making the monthly installments more affordable.
  • Low-Interest Rates: Enjoy competitive interest rates starting from 8.60% per annum.
  • Loan Portability: Transfer your existing home loan from another institution without hassle.


  • Credit Analysis Required: Approval is subject to a detailed credit review.
  • Variable Interest Rates: Depending on your profile, interest rates can go up to 12%.

Why Choose Standard Chartered for Your Loan?

This loan from Standard Chartered offers up to 30 years to repay your credit, a term superior to many others like the Bank of Baroda, for example, which may have shorter repayment periods.

Another differential of Standard Chartered’s loan is the high amount of up to INR 35 Cr, while Axis Bank personnel have lower limits, which may be less suitable for purchasing high-value properties.

Additionally, Standard Chartered does not have pre-payment penalties, unlike some products offered by the SBI Quick Personal Loan, which may include additional fees in case of pre-payment.

Compared to the ICICI Bank Home Loan, Standard Chartered offers competitive interest rates starting from 8.60%, providing better conditions for its clients.

Another benefit is loan portability, allowing the transfer of an existing loan from another institution, like the SBI Home Loan, without additional complications.

How to Apply for Your Loan at Standard Chartered

Click the button below to learn more and discover the benefits. Start your application process and transform your dream of owning a home into reality.