Secure the Dream Home with BRI KPR: Financing for Every Need

Bank Rakyat Indonesia (BRI) is committed to helping individuals secure their dream homes with reliable and flexible home financing solutions.

What you need to know about this loan:

• Loan Types Available:
  1. KPR BRI Primary: Financing for new residential purchases through BRI’s partnered developers.
  2. KPR BRI Secondary: Financing for purchasing pre-owned properties through developers or non-developers.
  3. KPR BRI Top Up: Credit limit increase for existing KPR BRI loans that have been active for at least one year.
  4. KPR Sejahtera FLPP BRI: Affordable financing for low-income families with a combined monthly income of up to Rp 8 million.
  5. KPR Green Financing: Financing for eco-friendly homes certified under green financing.
  6. KPR BRI Refinancing: Refinance existing loans with new ones using the same collateral.
  7. KPR BRI Solusi: Financing using BRI collateral, including auction purchases or private sales.
• Loan Terms: Up to 20 years
• Payment methods: Automatic Fund Transfer (AFT) or Automatic Grab Fund (AGF)
• Interest rate: Competitive rates

Pros:

• Comprehensive Financing: Covers new and pre-owned homes, refinancing, and top-ups.
• Extended Loan Term: Terms up to 20 years for flexible repayment.
• Low Upfront Costs: Down payments starting from 0%.
• Joint Income Applications: Apply using combined income for better eligibility.
• Inclusive Insurance: Credit Life Insurance and Property/Fire Insurance included.

Cons:

• Location Restriction: Applicants must reside or operate within the branch office’s city.
• Document Requirements: Extensive documentation needed, including ID, Family Card, and Tax ID.

Why Choose BRI KPR for Your Home Financing?

Mandiri KPR might offer competitive rates, but BRI KPR provides unmatched flexibility with its range of financing options, including green financing.

BNI KPR focuses on specific income brackets, while BRI KPR offers solutions for both low-income families and higher-income individuals through various loan types.

BCA KPR often requires higher down payments, whereas BRI KPR’s down payment starts from 0%, making home ownership more accessible.

CIMB Niaga KPR has similar offerings, but BRI KPR’s longer loan terms of up to 20 years give you more flexibility in managing your finances.

Danamon KPR may provide fast processing, but BRI KPR offers a more comprehensive package, including life and property insurance as standard.

BRI Kredit Pemilikan Rumah (KPR): let’s get to know it a little better

How to Apply for Your BRI KPR Loan

Ready to own your dream home? Click below to apply for your BRI KPR Loan and get started on the path to home ownership.