Looking for a credit card with a low annual fee and excellent features? The Suncorp Clear Options Standard Credit Card offers the perfect balance between affordability and practicality.
What you need to know about this credit card:
- Annual fee: Just $55, making it one of the most affordable cards in its class.
- Credit limit: Ranges from $2,000 to $20,000 based on your income and credit score.
- Balance transfer offer: Enjoy 0% p.a. on balance transfers for 20 months with a 1% transfer fee.
- Purchase rate: A competitive 12.74% p.a., lower than many other standard credit cards.
Pros
- Low annual fee: Save money each year with an affordable $55 annual fee.
- Balance transfer promotion: Transfer balances at 0% interest for 20 months to reduce your debt faster.
- Global access: Use the card at over 29 million locations and ATMs worldwide.
- Visa payWave: Enjoy quick, contactless payments for transactions under $100.
- Additional cardholders: Add up to four additional cardholders at no extra cost.
Cons
- Cash advance rate: 21.99% p.a. interest on cash advances.
- Late payment fee: A $30 fee applies if you miss your minimum payment due date.
Why Choose Suncorp Bank for your credit card?
Compared to Commonwealth Bank’s low-rate card, Suncorp offers a better balance transfer deal at 0% for 20 months, helping you clear debt faster.
While ANZ’s Platinum Card has rewards, the Suncorp Clear Options Standard Credit Card provides a simpler, more cost-effective solution with fewer fees.
If you’re considering Westpac, their annual fee is higher at $90, making Suncorp’s $55 fee more attractive for budget-conscious users.
Compared to NAB’s Rewards Card, Suncorp focuses on affordability and low interest rates, making it a great option if rewards are not your priority.
Macquarie Bank offers a similar interest rate, but Suncorp’s Visa payWave and additional cardholder features give it the edge.
Suncorp Clear Options Standard Credit Card: let’s get to know it a little better
How to apply for your Suncorp Clear Options Standard Credit Card
Take control of your finances with this smart, low-cost credit card. Click below to learn more and start your application today!