Bank of Baroda Personal Loan

The Zero Fee Full Online Loan

Bank of Baroda Personal Loan

2024 Award Winner: Excellence in Lending

What you need to know about this loan:

  • Loan amounts offered: ₹1500000
  • Loan terms (monthly): 84
  • Payment methods: Pay via cheque,bank transfer or cash
  • Interest rate: Up to 18%


  • Competitive Interest Rates
  • Zero Additional Fees
  • Autopay Savings
  • Substantial Loan Limit
  • Soft Credit Check


  • Loan Amount Range starts at a very high threshold

Why Choose Bank of Baroda for Your Personal Loan?

Bank of Baroda is the star among the very competitive financial landscape of India. You have to understand that although banks like HDFC, ICICI, State Bank of India (SBI), Axis Bank, and Kotak Mahindra Bank are incredible options, Bank of Baroda still offers unique benefits to you.

HDFC Bank offers personal loans with interest rates starting from 10.25%, but they do include processing fees (up to 2.5%).
ICICI Bank provides reasonable rates, but their loan comes with up to 2.25% fees and is incredibly hard to repay faster than the initial terms set.

State Bank of India (SBI) is known for its lower interest rates starting at 9.60%, one of the lowest in the market, but its loans only cater to bank clientele with long history with the financial institution.

Axis Bank has a higher APR starting at 10.49%, not much higher. Generally, they have no prepayment charge, no processing fees but are extremely complex and require a guarantor, good luck finding one these days.

Kotak Mahindra Bank is somewhat competitive in rates but charges processing fees up to 2.5% and requires a higher minimum income.

How to Apply for Your

The Baroda Personal Loan can be applied for online in just a few minutes. Tap the button and check out the step-by-step process!