Standard Chartered Bank: A globally recognized institution with a strong presence in over 60 countries, offering innovative financial solutions.
What you need to know about this credit card:
- Minimum Age Requirement: 21 years for salaried individuals, 25 years for self-employed applicants.
- Required Documents: CNIC, proof of income, and proof of residency.
- Cash Advance: Access up to 40% of your credit limit in cash withdrawals.
- Minimum Payment: Pay as little as PKR 500 or 1% of your principal balance, whichever is greater.
Pros:
- Instant Cashback: Get 5% cashback on supermarket purchases instantly.
- Global Accessibility: Use your card at any MasterCard-accepting outlet worldwide.
- CIP Lounge Access: Enjoy complimentary access to lounges at Karachi, Lahore, and Islamabad airports.
- Concierge Services: Book flights and manage travel plans through the exclusive Titanium Concierge service.
- Cash Advance: Withdraw cash up to 40% of your credit limit whenever you need it.
Cons:
- Age Restrictions: Must be at least 21 for salaried individuals and 25 for self-employed.
- Income Requirement: Proof of income is required to qualify for the card.
Why Choose Standard Chartered for Your Credit Card?
The Standard Chartered MasterCard Titanium Credit Card offers instant cashback on supermarket purchases, unlike the UBL Platinum Credit Card, which only provides cashback as statement credits.
It also provides CIP lounge access at three airports, outperforming the HBL Gold Credit Card, which grants access at just one airport.
The card’s Buy Now, Pay Later feature offers more flexibility than the rigid payment structure of the Bank Alfalah Gold Card.
Additionally, it includes concierge services for booking travel, unlike the Allied Bank Gold Credit Card, which lacks this feature.
Finally, the card is accepted globally at all MasterCard merchants, unlike certain local cards with limited international use.
Standard Chartered MasterCard Titanium Credit Card: Let’s Get to Know It a Little Better
How to Apply for Your Standard Chartered Titanium Credit Card
Ready to access premium benefits and cashbacks? Applying is easy! Visit the Standard Chartered Bank website, fill in your details, upload required documents (CNIC, proof of income), and submit your application. Get updates on your application status via SMS or email.