Recognized as a leading global financial institution, Standard Chartered serves millions of satisfied customers worldwide.
What you need to know about this credit card:
- APR (Annualized Percentage Rate): Enjoy a highly competitive APR to manage your finances better.
- Cash Advance Limit: Withdraw up to 90% of your total credit limit for urgent financial needs.
- Cheque Book Facility: Use the Easy Credit cheque book to pay anyone with ease.
- Global Acceptance: Make payments at over 50,000 locations in Pakistan and millions worldwide.
Pros:
- ATM Convenience: Withdraw cash anytime, anywhere using your Easy Credit card as an ATM card.
- Balance Transfer Facility: Transfer balances from other credit cards at highly competitive rates.
- Aasan Instalment: Enjoy easy monthly instalments on your credit card transactions.
- Global Acceptability: Make payments at over 50,000 establishments in Pakistan and millions of locations worldwide.
- Foreign Transaction Capability: Transact abroad with currency conversion into USD at prevailing exchange rates.
Cons:
- Eligibility Restrictions: Only available to residents of Pakistan aged 21+ (salaried) or 25+ (self-employed).
- Required Documentation: Applicants must provide CNIC and proof of income, which may take time to process.
Why Choose Standard Chartered for Your Easy Credit?
While most credit cards have limited cash withdrawal limits, the Easy Credit offers up to 90% cash access. This is higher than the typical 50-60% cap on most other cards in Pakistan, including cards from Habib Bank Limited (HBL) and United Bank Limited (UBL).
Unlike other credit cards like MCB Visa Gold and Bank Alfalah Platinum, which focus on digital payments only, Easy Credit lets you issue physical cheques, offering flexibility in payments.
Standard Chartered’s global network gives cardholders access to international transactions at millions of locations. Cards like UBL Visa Premium Plus may not offer the same global reach.
With Easy Credit, users can transfer existing credit card balances at a competitive rate, a feature that some other cards like Askari Bank’s Visa Gold do not prioritize.
While most cards offer instalment plans, the Aasan Instalment plan makes it simple to convert large payments into equal monthly payments. This feature is more accessible compared to the more rigid options on other cards like Silk Bank Platinum.
Standard Chartered Easy Credit: Let’s Get to Know It a Little Better
How to Apply for Your Easy Credit
Don’t miss the chance to experience the power of the Standard Chartered Easy Credit. Click the button below to get started on your journey to smarter finances. Enjoy global convenience, flexible cash access, and effortless payments.