“Bank Alfalah is one of the largest private banks in Pakistan.”
What you need to know about this credit card:
- Revolving credit: you can pay only 5% of your outstanding balance by the due date
- Supplementary cards: you can request up to six cards
- Minimum limit: minimum card limit of PKR 125,000
- Phone Banking: 24-hour service
Pros:
- Cashback on Netflix subscriptions
- 0% BTF offer
- Travel rewards and hotel discounts
- Access to airport VIP lounges
- Orbit Rewards program
Cons:
- Geographical restrictions on some offers
- Service fees for cash advances
Why Choose Bank Alfalah for Your Credit Card?
The Bank Alfalah Optimus Card offers cashback of up to 50% on Netflix subscriptions, while the Standard Chartered Platinum card does not have specific offers for streaming services.
With the Bank Alfalah Optimus Card, customers can enjoy exclusive offers on restaurants, travel, and lifestyle, while the MCB Bank Gold Credit Card offers limited discounts at certain establishments.
Furthermore, Bank Alfalah Optimus offers a 0% Balance Transfer offer for up to three months, an advantage that may not be available on the HBL Bank Platinum Card.
Lastly, the Optimus Orbit Rewards program allows you to accumulate points on e-commerce transactions and foreign currency, while the UBL Bank Gold Credit Card may have a less comprehensive rewards program.
Bank Alfalah Optimus: let’s get to know it a little better
How to Apply for Your Bank Alfalah Optimus
Click the button below to discover more information on how to apply for the Bank Alfalah Optimus Card and start your journey towards a more advantageous financial life.