EastWest is recognized for its excellence and vast base of satisfied customers.
What you need to know about this loan:
- Loan amounts offered: from Php 25,000 to Php 2 million.
- Loan terms (monthly): options from 12 to 36 months for repayment.
- Payment methods: payments via checks or automatic debit.
- Interest rate: competitive rates, varying depending on the term and credit history.
Pros:
- Easy access: no need for collateral or guarantor.
- Usage flexibility: freedom to use the loan as desired.
- Affordable terms: light monthly installments, allowing better financial management.
- Fast approval and disbursement: processing within 7 business days, with quick fund release.
- Exceptional customer service: dedicated support for all your inquiries and needs.
Cons:
- High interest rates for new customers: higher rates for those without a credit history with the bank.
- Additional costs: processing fee and Financial Transactions Tax applicable.
Why choose EastWest for your loan?
Compared to other banks in the Philippines, EastWest’s Personal Loan stands out for several reasons:
Compared to Security Bank, EastWest offers a higher loan limit, up to Php 2 million, which is ideal for those needing a more significant amount.
Compared to Union Bank, EastWest’s approval process is faster, facilitating quick access to necessary credit.
Unlike CIMB Bank, EastWest does not require a bank account with the bank for loan approval, making the process more inclusive.
Compared to RCBC, EastWest offers lower interest rates for customers with a good credit history. Finally, EastWest’s customer support is notably superior, ensuring all your queries and issues are promptly addressed.
How to apply for your Personal Loan
Are you ready to simplify your financial life with an EastWest Personal Loan? Click the button below to see more information and how to start the application process.