Capital One: Serving over 43 million customers, they’re one of the largest financial institutions in the world.
What you need to know about this credit card:
- APR: 18.99%, 23.99%, or 26.99%, subject to creditworthiness.
- Annual Fee: $95, billed yearly.
- Transfer Fee: 3% of each balance transferred.
- Cash Advance Fee: $10 or 3% of each cash advance.
Pros:
- No Foreign Transaction Fees: Travel globally without extra charges.
- Travel Accident Insurance: Automatically covers certain travel accidents.
- Unlimited Rewards: 4% cashback on dining and entertainment, 1% on all others.
- Cash Bonus: Earn a 300 bonus after spending 3000 in the first 3 months.
- Redeem with Flexibility: Freedom to use your rewards your way.
Cons:
- Annual Fee: $95 fee might be a downside for some.
- High APR: No 0% APR introductory offer; rates based on creditworthiness.
Why Choose Capital One for Your Credit Card?
The Savor Rewards Capital One card offers a higher cashback rate on dining and entertainment compared to the Chase Freedom Unlimited card, which offers only 1.5% on all purchases.
Unlike the Wells Fargo Propel American Express Card, the Savor Rewards has no foreign transaction fees, making it an ideal choice for jet setters.
The American Express Blue Cash Preferred® Card has annual fees almost twice as high, coupled with category restrictions that Savor Rewards doesn’t impose.
When comparing to the Discover it® Cash Back card, Savor Rewards Capital One provides a straightforward bonus structure without rotating categories.
The Citi Double Cash Card offers a flat 2% cashback, which is lower compared to the 4% cashback on select categories that Savor Rewards provides.
Savor Rewards: let’s get to know it a little better
How to Apply for Your Savor Rewards Capital One Card
Ready to elevate your financial game? Applying online for the Savor Rewards Capital One card is simple and fast.
Click the button below to get started and enjoy these incredible benefits!