A trusted name in Indonesia’s banking sector, Permata Bank serves millions of customers nationwide. Recognized for its innovative financial solutions, Permata Bank offers the Permata Shopping Card, a credit card designed for those who love to shop smartly and maximize rewards.
What You Need to Know About the Permata Shopping Card
- Annual Fee: Affordable rates tailored for frequent shoppers.
- Minimum Income Requirement: Suitable for individuals with stable earnings.
- Credit Limit: Flexible based on financial history and spending patterns.
- Interest Rate: Competitive rates ensuring budget-friendly financing.
Pros
- 0% Installment Plan – Enjoy interest-free installment options at partner merchants.
- Exclusive Shopping Discounts – Get special offers at various retail outlets.
- Cashback Rewards – Earn cashback on select purchases.
- Seamless Online Transactions – Secure and convenient digital payments.
- Contactless Payment Option – Quick and hassle-free transactions.
Cons
- Limited International Use – More benefits for domestic purchases.
- Merchant Restrictions – Discounts and rewards apply only to select stores.
Why Choose the Permata Shopping Card Over Other Credit Cards in Indonesia?
The Permata Shopping Card competes with top credit cards in Indonesia, including BCA Everyday Card, CIMB Niaga Visa Platinum, Mandiri Gold Card, BNI Mastercard Gold, and HSBC Cashback Card. However, it stands out due to its 0% installment plan, attractive shopping discounts, and dedicated perks for frequent shoppers. Unlike other cards that focus on cashback, the Permata Shopping Card offers a well-rounded shopping experience tailored for modern consumers.
How to Apply for Your Permata Shopping Card
Applying is simple! Visit the Permata Bank website, fill out the application form, and submit your required documents. Unlock the best shopping experience today!