Founded in 1908, Bank of Baroda stands as the second largest public sector bank in India.
What you need to know about this credit card:
- Annual Fee: ₹500 annual fee (free for the first year)
- Exemption: from annual fee by spending Rs. 35,000
- Line of credit: 50 days of interest-free credit
- Add-on Card: Get up to 3 free add-on cards for life
Pros
- Earn 5x reward points, up to 1000 per month, on select merchant categories
- Receive 0.5% cashback when paying your card bill
- Benefit from zero liability if your card is lost
- Up to 5 points per ₹100 spent on select categories
- Receive up to 3 reward points on various expenses
Cons
- International transactions may incur foreign transaction fees.
- This card does not offer any travel benefits.
Why Choose Bank of Baroda for Your Credit Card?
The HDFC Regalia Credit Card is known for its premium benefits such as lounge access, travel rewards and insurance. However, it comes with a hefty annual fee of ₹2,500.
ICICI Platinum Credit Card offers benefits like reward points on all expenses, but points accumulate at a lower rate compared to Bank of Baroda Easy.
The SBI SimplyCLICK Credit Card is known for its high reward points on online purchases, but it has an annual fee of ₹499.
The Axis Bank Neo Credit Card offers discounts on online purchases and movie tickets, but with an annual fee of ₹250.
The Standard Chartered Manhattan Credit Card offers 5% cashback on grocery purchases and other benefits, but charges an annual fee of ₹999.
BoB Easy: let’s get to know it a little better
How to Apply for Your Bank of Baroda (BOB) Easy Card
Ready to experience the convenience of the BoB Fácil credit card? Click below to learn more about how simple it is to sign up.