CIMB Niaga Classic: easy approval and more convenience

Your Pathway to Financial Freedom

CIMB Niaga Classic: easy approval and more convenience

The CIMB Niaga Classic isn’t just any credit card; it’s your pathway to financial freedom and seamless shopping experiences in Indonesia.

Tailored for those seeking a credit card with easy approval it boasts a range of features designed to meet your needs, from waived annual fees to flexible installment plans.

Why This Card is for You?

Are you in search of a convenient card and swift solution? Look no further than the CIMB Niaga Classic Credit Card. Whether you’re a seasoned cardholder or exploring credit options for the first time, this card is designed to cater to your needs.

With its credit card capabilities paired with the convenience of rewards points and installment facilities, it’s a compelling choice for savvy consumers.


  • Lifetime Waiver of Annual Fees: CIMB Niaga Classic offers a lifetime waiver of annual fees, ensuring you enjoy the perks of a credit card without the financial burden.
  • Fixed Installment Facility: Transform your retail purchases into manageable fixed installments with competitive interest rates.
  • Rewards Points on Retail Spending: Earn 2 points for every Rp 10,000 spent on retail transactions, excluding certain categories.


  • Limited Redemption Options: While the rewards program offers enticing benefits, the redemption options may be somewhat restricted compared to other credit cards in the market.
  • Initial Annual Fee for Visa Logo Cards: Although the annual fee for cards with a Visa logo is waived for the first two years, it becomes applicable thereafter, which may not align with the preference for entirely fee-free cards.

How to Apply for Your CIMB Niaga Classic Credit Card

Ready to apply for a credit card? Whether you’re a seasoned cardholder or new to the world of credit, the process is simple and straightforward.

Visit the CIMB Niaga website or any CIMB Niaga branch to kick-start your application process today.