ABSA Premium credit card: the right choice for you in a hassle-free way

Explore the exclusive benefits of ABSA's Premium card!

ABSA Premium credit card: the right choice for you in a hassle-free way

ABSA is recognized for its innovation and high-quality services, serving millions of customers across the African continent.

What you need to know about this credit card:

  • Minimum income required: R25,000 per month to qualify for the card.
  • Credit Limit: Up to R138,000, providing substantial flexibility in your spending.
  • Fees: A monthly account fee of R97, but with the advantage of up to 57 interest-free days on purchases.
  • Protection: The card includes R3 million basic automatic travel insurance and card loss protection.


  • Lounge Access: 12 complimentary visits per year to Bidvest lounges, both domestic and international.
  • ABSA Rewards: Earn cash back on every purchase with ABSA’s rewards program.
  • Travel Insurance: Automatic coverage for international emergencies.
  • Contactless payments: Make payments up to R500 without having to enter a PIN.
  • Visa Exclusive Benefits: Access to global and local offers, extended protection, and more.


  • Monthly cost: Despite the benefits, the monthly fee of R97 may be a point of consideration for some.
  • Eligibility criteria: Minimum income and specific documentation required for approval.

Why Choose ABSA for your credit card?

Compared to options like African Bank, FNB, TymeBank, Capitec, and Discovery, ABSA’s Premium card stands out.

Unlike TymeBank, which focuses on digital solutions, ABSA offers a combination of digital and physical rewards.

The credit limit of up to R138,000 is higher than that offered by African Bank and Discovery in their similar products.

Travel insurance and lounge access outweigh the typical credit card benefits offered by banks like FNB.

The contactless payments functionality provides a convenience that not all cards on the market offer.

ABSA Premium Credit Card: let’s get to know it a little better

How to apply for your ABSA Premium Credit Card

Are you ready to enjoy all the advantages of the ABSA Premium Credit Card? Click the button below for more information and to claim yours today!