BNI recently launched the American Express Vibes credit card, targeted at Generation Z and millennials, supporting their lifestyle and daily activities.
With this card, you can earn points and exchange them for various benefits at BNI Rewards. Moreover, you can make purchases at various establishments with this high-limit card.
Why This Card is for You?
Young people looking for their first credit card will surely like the BNI American Express Vibes.
That’s because, in addition to offering points on their purchases, it can have a limit of up to IDR 5,000,000.
Pros and Cons of the BNI American Express Vibes
Before making your decision, it’s important to weigh the pros and cons:
Pros
- Welcome bonus: receive a cashback of IDR 500,000 by making transactions up to IDR 5 million in the first month after the card’s approval
- Annual fee waiver: accumulate IDR 25 million in transactions in the first year and don’t pay the annual fee for 2 years
- BNI Rewards: earn 1 point for every transaction of IDR 2,500 and then exchange them for various attractive offers in the program
Cons
- Limited airport benefits: the card offers only discounts to use VIP lounges at airports and not the exemption from the entrance fee
- Annual fee: after the first 2 years, you may have to pay an annual fee of IDR 37,500
How to Apply for Your BNI American Express Vibes
One of the advantages of the BNI American Express card is that it can be applied for online, without facing queues or wasting time in branches.
So, if you are ready to apply for your first credit card, tap the button below to see how to do it today.