With a track record of excellence, Bank Central Asia (BCA) continues to be a preferred choice in Indonesia, serving millions with premium banking solutions.
What you need to know about this credit card:
- Annual Fee: Modestly priced at IDR 250,000, making it accessible for most professionals.
- Interest Rates: Competitive interest rates with cash advances as low as 1.75%.
- International Usability: Accepted worldwide across the Mastercard network.
- Credit Limit: Flexible credit limits tailored to meet the needs of young professionals and entrepreneurs.
Pros:
- Diverse Merchant Offers: Enjoy attractive deals at various merchants, enhancing your dining and traveling experiences.
- BCA Installment Plan: Convert big purchases into manageable payments with low-interest rates over up to 36 months.
- Reward Points: Earn BCA Reward points for every transaction and redeem them at numerous outlets.
- Contactless Payments: Experience swift and secure transactions with the contactless feature activated.
- Comprehensive Travel Services: Benefit from competitive travel packages, including automatic travel accident insurance.
Cons:
- Annual Fee Application: An annual fee of IDR 250,000 may deter some potential users.
- Higher Cash Advance Fee Internationally: International cash advances come at a 3% fee.
Why Choose Bank Central Asia for Your credit card?
Compared to Mandiri Visa Platinum, BCA Mastercard Platinum offers a more extensive range of merchant offers and rewards.
BCA’s installment options outshine CIMB Niaga’s similar features by offering lower interest rates and longer terms.
Unlike several local competitors, BCA provides automatic insurance on travel, providing safety and comfort.
BCA’s reward system is more beneficial than the BNI Platinum card, providing wider redemption options.
The contactless feature of the BCA Mastercard Platinum provides faster transactions compared to the more traditional methods available with BRImo.
BCA Mastercard Platinum: let’s get to know it a little better
How to Apply for Your BCA Mastercard Platinum
Ready to elevate your lifestyle with the BCA Mastercard Platinum?
Click below to apply and start enjoying a world of privileges and convenience today! Apply now and transform your financial experience.