Eligibility Requirements:
- Individuals over 30 must earn R800,000 or more per year to qualify.
- Individuals under 30 must earn R600,000 or more per year to qualify or work in a specific area.
Loan application steps:
- Tap the button at the end of this page
- On the Investec page, select the loan that best meets your need
- Click on the “Finance with Us” button
- Then, fill in the form with your details
- If you are not yet a customer, indicate that you are interested in banking with Investec
- Wait for the bank to contact you to finalize the loan application
Frequently Asked Questions
How long does it take to get approved for a Investec Finance for Individuals?
Investec offers rapid approval in principle, typically within a short period after the submission of the application, although the exact time for final approval may vary.
Is it required to explain why credit is being used?
It’s common for financial institutions to request information about the intended use of credit to better understand the customer’s financial needs.
Do I need to have a good credit score to be approved for a Investec Finance for Individuals?
Investec may consider various factors beyond the score, such as income and financial history.
Can I apply for a loan if I am self-employed?
No restrictions are mentioned regarding employment status, so it’s likely that self-employed individuals can apply, subject to other eligibility criteria and required documentation.