Standard Bank Gold: Discounts, rewards and travel perks in one credit card

Ideal for everyday purchases, travel lovers and rewards collectors

Standard Bank Gold: Discounts, rewards and travel perks in one credit card

Eligibility Requirements:

  • Minimum monthly income of R5,000
  • Be over 18 years old
  • Valid South African ID or passport
  • Good credit standing
  • Proof of residence and income

Standard Bank Gold Credit Card application steps:

  • Visit the Standard Bank website or use the mobile app
  • Select “Apply for a Credit Card” and choose the Gold option
  • Fill in your personal and income details
  • Upload your documents
  • Submit your application and wait for approval

Frequently Asked Questions

What is the minimum income to apply for the card?

You need to earn at least R5,000 per month to qualify for the Standard Bank Gold Credit Card.

How do I track my credit card application?

You can track your application status via the Standard Bank mobile app or by calling their customer service line at 0860 123 000.

How long does it take for my card to be approved?

Approval typically takes 1 to 3 working days, depending on your documents and credit profile.

Can I be approved for the Standard Bank Gold Credit Card with a low score?

Approval depends on credit evaluation. A low score may affect your limit or approval, but Standard Bank offers personalized rates and considers overall financial behavior.