Eligibility requirements:
- Minimum age: 18 years or older.
- Proof of income: Last proof of income required.
- Bank statements: Last three months of statements showing salary deposits.
- Credit History: Must have a healthy credit history.
Black Credit Card application steps:
- Visit a branch: Go to any African Bank branch to apply.
- Required documentation: Bring your identification documents, proof of residence, proof of income, and bank statements.
- Filling out the form: Fill out the request form with your personal and financial information.
- Review and approval: Wait while your request is reviewed and then approved.
- Online application: The bank offers the option of online application on its website. Visit and fill out the form.
Frequently asked questions
What is the minimum income to apply for the card?
The minimum income required to apply for the card has not yet been clearly specified, suggesting that it may vary. Contact the bank directly for specific details.
How do I track my credit card application?
You can track the status of your application by contacting the bank’s customer service or through their online portal, if available.
How long does it take for my card to be approved?
The approval time can vary, but it usually takes anywhere from a few days to a week, depending on the document verification and credit review process.
Can I be approved for the Black Credit Card with a low score?
Approval with a low credit score can be challenging, as the card requires a good credit history. It is recommended to improve your credit score before applying.