Eligibility Requirements
- Aged 16 or over
- UK resident with a permanent address
- Valid photo ID
- Smartphone to complete the digital application
- Subject to standard account checks
Starling Bank card application steps
- Click Apply Now to start your card application
- Complete identity verification in the app
- Receive instant approval in most cases
- Get your debit and virtual cards ready to use
Frequently Asked Questions
What is the minimum income to apply for the Starling Bank account?
There is no minimum income requirement for a standard Starling personal account.
How do I track my card application?
You can track your application directly within the Starling app in real time.
How long does it take for my account to be approved?
Most applications are approved within minutes, once ID checks are completed.
Can I get a Starling card with a low credit score?
Yes. As this is not a credit card, your credit score is less relevant unless you apply for an overdraft.