Eligibility Requirements
- Aged 18 or over
- UK resident with a permanent address
- Minimum annual income of £10,000
- Not declared bankrupt in the last 6 years
- Subject to NatWest credit and affordability checks
NatWest Balance Transfer Credit Card application steps
- Click Apply Now to check your eligibility online
- Receive a decision without impacting your credit score
- Complete the full application if eligible
- Transfer your balances within the first 3 months
Frequently Asked Questions
What is the minimum income to apply for the card?
You must earn at least £10,000 per year to be eligible.
How do I track my credit card application?
NatWest provides application updates during the online process and via email.
How long does it take for my card to be approved?
Eligibility checks are instant, with full approval typically completed shortly after.
Can I be approved for the NatWest Balance Transfer Credit Card with a low score?
Approval depends on your credit profile, but this card is often used by applicants looking to manage existing debt responsibly.