More information about personal loan from HDFC Bank quickly

Check out the details of the HDFC Bank Personal Loan and see how to apply

More information about personal loan from HDFC Bank quickly

Eligibility Requirements:

  • Minimum monthly salary of ₹ 25,000
  • Basic identity proof and address verification
  • Approval subject to the bank’s internal evaluation

Steps to Apply for the Loan:

  • Click on “Apply Now” to visit the HDFC Bank website
  • Select “Check Eligibility”
  • Enter your phone number and date of birth
  • Review pre-approved loan offers
  • Choose the loan amount, tenure, and interest rate
  • Complete the application with the necessary documentation
  • Receive loan disbursement in 10 seconds for pre-approved customers

Frequently Asked Questions:

How long does it take to approve an HDFC Bank Personal Loan?

For pre-approved customers, disbursement can be nearly instant, taking just 10 seconds. For other applications, it may take up to 4 days.

Do I need to state the reason for using the credit?

No, personal loans do not require you to specify the purpose of the loan.

Do I need to have a good credit score to get approved for an HDFC Bank Personal Loan?

A good credit score is beneficial but not a strict requirement. Pre-approved offers may not require a credit score.

Can I apply for a loan if I am self-employed?

Yes, HDFC Bank offers personal loans for self-employed individuals based on proof of income and eligibility criteria.