More information on HDFC Bank personal loan

Check out the details of the HDFC Bank Personal Loan and see how to apply

More information on HDFC Bank personal loan

The HDFC Bank Personal Loan is a great way to get money quickly and without hassle.

Borrow up to ₹ 40 Lakh and enjoy an extended repayment period, all with some of the lowest rates in India.

About HDFC Bank

Founded in 1994, HDFC Bank is one of India’s largest private banking institutions, offering services such as bank accounts, loans, and investments.

It stands out for its commitment to technological innovation, making it easier for customers to access financial services through digital platforms.

Main characteristics of HDFC Bank personal loan

  • The bank offers a high loan limit, between Rs. 50,000 and 40 lakh
  • Instant disbursement for pre-approved credit customers
  • Only minimal documentation is required
  • The application is made online, without the need to queue at branches
  • You can transfer your loan from another bank with lower EMI

Disadvantages

  • Customers without pre-approved credit may have to wait up to 4 business days to receive the money

Here is advice for you

Loans can be a way out in times of difficulty or when we want to do something and lack the money.

However, it is crucial to use credit responsibly, avoiding taking on installments that exceed more than 30% of your monthly income.

Requirements to apply for this loan

  • Minimum monthly salary of Rs. 25,000
  • Present minimal documentation
  • Be approved in the analysis made by the bank

How to apply for the loan

  • Click the button at the end of the page to go to the HDFC Bank website
  • Then, click on the “Check eligibility” option
  • Fill out the form with your phone number and date of birth
  • See if there is a pre-approved loan offer
  • If an offer is available, choose how much you want to borrow, the term, and the interest rate
  • Finalize the loan agreement and present the minimum documentation required by the bank
  • The money is available in your bank account in just 10 seconds after the end of the contract

Apply for your Loan online

Don’t miss the opportunity to get a loan with excellent conditions and in a quick manner.

Click the button below and apply for your personal loan at HDFC Bank online, in a simple and secure way.