Eligibility Requirements:
- Personal Identity: Provide your ID Card or Driver’s License.
- Business Legality: Attach at least a business certificate from the Village/Sub-district/Market Head.
- Business Experience: Must have a minimum of 1-year business experience.
BRI Kupedes application steps:
- Step 1: Collect your personal identity documents (ID Card/Driver’s License).
- Step 2: Obtain a business legality document from your local authority.
- Step 3: Ensure your business has at least one year of experience.
- Step 4: Visit any BRI Unit or Teras BRI to apply.
- Step 5: Submit your application and await approval.
Frequently Asked Questions:
How long does it take to get approved for a BRI Kupedes loan?
The approval time can vary depending on the completeness of your application, but BRI aims to process loans efficiently.
Is it required to explain why credit is being used?
Yes, providing a reason for the loan usage helps streamline the application process.
Do I need to have a good credit score to be approved for BRI Kupedes?
A good credit score can be helpful, but BRI focuses on other factors like business experience and collateral.
Can I apply for a loan if I am self-employed?
Yes, BRI Kupedes is available for both business entities and individuals, including those who are self-employed